#HOUSEHOLD BUDGET LIST FREE#

The best time to start budgeting is right now. Best Tip for Monthly Expense List Sample–Start Now! Forgetting expenses can really throw off your budget in a hurry. The bottom line is to make sure you include all the expense categories you spend money on each month. If you have lots of pets, you will need to pay for their vet bills, grooming, etc. If you have more kids, your expenses, in relation to your children, will take more of your budget and income. Your family, and your life, look different than anyone else’s.

If there are extra expense categories that you need to pay for each month, then of course you need to add them. You will want to make sure that your budget, and expense list, reflect what is going on in YOUR life and with your family. But remember that this list is a sample of the expense categories you can use. This list was created using the actual family budget expense categories that we use, and have used, in our family budget. Monthly Family Expense Categories–Use this List as a Reference This is the spreadsheet we use each and every month to plan our budget, track our spending, and see our savings grow.Ĭheck out the BEST Family Budget Spreadsheet HERE. Which is why I LOVE using this family budget spreadsheet. I will say that having an easy way to manage your household expense list, and tracking your spending, makes working on your budget SO MUCH EASIER. For example, I separate out all of our utility bills so I know when to expect our electric bill to go up, and can plan accordingly. As you get more comfortable with budgeting, you can definitely separate the expenses more to see where your money is going for each item. So, to start with, I recommend keeping your expense list more broad. But I also know that can get very overwhelming, when you are just starting out budgeting, to have too many expenses to track.

For example, you may want to list out each of your debt payments, especially if you are working on paying down your debt. If you want to be SUPER detailed, then many of these monthly expense categories can be broken down into more specific items. Other Insurance (Disability, Life, Etc).Auto/Transportation (gas, car maintenance, car insurance, etc).Grocery/Food (groceries, eating out, take out, etc).Of course you will want to add more expenses that apply to your particular situation, but this is a good basic list to get you started. The following are the household expenses I recommend including on any basic family budget when you are creating your budget.

#HOUSEHOLD BUDGET LIST FREE#

If you want to get started budgeting using pen and paper, you can get our free printable budgeting planner here, and start writing out your own monthly household expenses on the budget sheet. We use the expenses listed below in our own family’s budget each and every month. To get started budgeting, is is easiest to start with a list of the standard expenses in a basic budget, for the average american family.

Household budget list